Consumer Law
If recently you have bought a faulty product then you need to know your rights to fight against the companies that take advantage of you to evade refunds or replacements. At The Armstrong Firm we firmly believe that the consumer law is present to help consumers’ get their money’s worth and we are constantly striving for our clients to give them what they deserve.
What is Consumer Law?
Consumers are defined as individuals who purchase, use, maintain, and dispose of products and services. You must be aware that almost all states and the federal government have enacted laws and set up agencies to protect the consumer from deceptive or fraudulent sales practices. Consumer credit and product liability are important aspects of Consumer law that has been included in the Consumer Protection Act in part to regulate the consumer credit industry, protect consumers from loan sharks and restrict the garnishing of wages.
Consumer law has been designed in a specific way to protect consumers and provide them reparations in case they face any hardship due to faulty products or services. Consumer law consists of various aspects such as warranties, quality standards, consumer privacy and certain types of contracts.
Product safety and labeling forms the crux of Consumer law and every food product needs to pass safety tests and basic safety standards before they can be consumed or sold. Consumer Law is a broad area of law that covers everything from product labeling to consumer credit and everything in between. As consumers we expect companies to uphold warranties and agreements related to their products or services. Unfortunately, not all companies do that and at The Armstrong Firm we are here to represent you when this happens. You have rights as a consumer which you should be aware of and the companies must honor their agreements with you. Don’t let the size or reputation of a company scare you away when you have been wronged. The Armstrong Firm has vigorously defended the rights of ordinary consumers like you against some of America’s largest companies including Wal-Mart and Ford.
Consumer Credit:
A good credit is essential for financial independence and responsibility. Every person wants to build a good credit record; however, with new bankruptcy laws in place, consumer credit card debt relief became a risky factor for consumers. Today, debt settlement is a viable option to filing bankruptcy and is becoming increasingly popular amongst Americans with over $10k in unsecured debt. At The Armstrong Firm we always seek to provide you with the best advice to tackle your debt problems.
A part of Consumer Law is Consumer credit. Consumer Credit covers everything from required documentation and disclosures to temporary loan contracts. Within this area of law is also the Fair Debt Collection Practices Act (FDCPA), which governs how debt collectors can attempt to collect their debts from you. This includes laws which do not allow creditors to be abusive, unfair or deceptive. The FDCPA covers personal, family and household debts, including personal credit cards, medical bills, automobile loans and mortgages.
Product Liability:
While Product Liability is a specific area of law but it is also covered under Consumer Law. Under Product Liability we see cases concerning product safety and labeling. This includes making sure that the creation of products follow appropriate safety standards, have recall systems in place and any health and nutritional information are listed in the legally directed way.
All types of manufactured goods can be held liable if they do not comply with the standards that are set for such products. Product liability claims are applicable to all these kinds of goods and services that are low graded and tampered. Therefore, if you have paid for such tampered products then definitely you should come forward and claim compensation. Most of the time product liability cases are applicable on design damages or manufacturing defects. However, in some cases, you can also claim compensation from the manufacturer if the products did not have any necessary warnings on it. You can also claim design damage claims if the manufacturer delivered you a product which did not match with the specified design. Manufacturers always try to sell off defective products or at times they forget to print warnings on products. Whenever such incidents occur, you should not take it lightly and must contact an attorney to claim compensation for the hardship suffered. At The Armstrong Firm we have dealt with a lot of similar cases and have provided compensation and damages to the clients.
When it comes to product liability compensations, you should always employ the right attorneys who would take your case with absolute conviction and provide you the compensation that you seek. Most often the companies and manufacturers would try to avoid the claims so you need to have powerful attorneys who can negotiate your case to help you receive maximum compensation.
At The Armstrong Firm you would get the care and attention that you require to lay your claims in an effective manner. We always hear your case before giving you the right advice. Our attorneys are experienced to help anyone who has suffered by using any defective product purchased from the market or suffered damage or injury on using it, and thereby make the manufacturer of the defective product liable for compensation.
Filing a complaint at the right place:
The attorneys at The Armstrong Firm would guide you in filing complaints at the Federal Trade Commission Consumer Response Center. However, if your case concerns state laws, it is necessary to take it up at that level. The Consumer Protection division, operational under the Attorney General’s Office, takes care of these cases. Our attorneys would file a complaint at this division and wait for an investigation and results from the authority. We will always keep you updated about case progress and regularly give you feedback so that you know that we are on the right track. At The Armstrong Firm you would not have worry about any issues regarding your compensation as our attorneys take up each case with the same conviction and always aims for perfection and brings out the best possible results for our clients.
